Why do I need Business Insurance?

Insurance is something we’d rather not have to think about. No one wants to think about all the things that go could wrong with our business, we’d rather focus on creating and selling our amazing products, and spending our money on wonderful ingredients.

Imagine you sell or give a bottle of lotion or a bar of soap to someone. It could be anyone. They give it to someone else, who has an allergic reaction and ends up in the Emergency Room. Suddenly, you’re at the heart of a lawsuit and neither you, or your business, has the funds to protect yourself, your personal property, or your business property.

Imagine you are at a market and someone drops a bottle of oil and it breaks, and they slip and fall. Again, you’re at the heart of a lawsuit.

Imagine your house burns down and takes all your business supplies with it – homeowner’s insurance does not generally cover business supplies.

Imagine you have homeowners (or renters) insurance and they drop you because you don’t have business insurance. Suddenly you have no insurance at all.

The Handcrafted Bath & Body Guild’s Group Insurance policy allows you to concentrate on building your business, confident that you have done everything you can to protect it