Membership

There is a login area on the right side of every website page.

It does NOT, unless you clicked the option to auto-renew when you first applied.

Any member in good standing with HBBG.

You will no longer have access to your account, even if you are logged in. Your insurance will also be considered as cancelled, even if you have paid in full. One of our underwriters’ conditions is that you MUST be a HBBG member in good standing. You will no longer have access to HBBG exclusive vendor discounts, as their codes and conditions change monthly.

Insurance

Any member in good standing with HBBG.

For 2020
FULL YEAR: $500 for basic coverage in your first year.
$450 for basic renewals

There are additional costs for add-ons to the policy. Please see individual items for details.

There are 2 reasons for this –

  1.  Your membership has lapsed and is currently on-hold. Please contact website@hbbg.ca to unlock if payment has been made.
  2. You have not yet purchased a membership.

You have to be a member currently in good standing to have our insurance coverage.

You will no longer have access to your account, even if you are logged in. Your insurance will also be considered as cancelled, even if you have paid in full. One of our underwriters’ conditions is that you MUST be a HBBG member in good standing. You will no longer have access to HBBG exclusive vendor discounts, as their codes and conditions change monthly.

It is due 90 days from the initial deposit. There is no reminder email (at this time) to tell you when the 2nd payment is due, so please mark it on your calendars.

Your insurance will be considered as cancelled. Please contact treasurer@hbbg.ca to discuss options.

It means that the purchase cost for our policy will go down at the beginning of each month, until it is at the $200 mark. The minimum pro-rated cost until next June (when the policy once again renews at the full price) is $200. This applies to all new certificates.

Those who have purchased insurance anytime in the previous policy year (from June 1 – May 31 2019) and who are members of HBBG in good standing are eligible to renew their policy at a discounted rate for 30 days – until the end of June.

Renewals are still eligible for the 2-payment installment system.

It can take between 4 to 7 business days to process your certificate, however your policy is active from date of purchase.

To view and download your insurance certificate, you have to log onto the website then click on “My Account” in the right side menu.
Once there, click on “Downloads” on the left. You will then see all your information.

Certificates are normally downloaded through our website. If necessary, you may send an email to insurance@hbbg.ca; however the insurance company only does mailout 4x/year. We have no control over this.

You must send the full legal name and legal mailing address of the person or entity being added. Please check with your organizer for the correct info. Send an email to insurance@hbbg.ca for any amendments or additional insured.

Yes, however coverage is limited to your total sales being below 25% to the US. This is non-negotiable.

If you make or sell clothing, household cleaning products, baby products, or adult themed bath-and-body products, our underwriters will deny coverage.
Your insurance will also be void if a claim uncovered this fact.

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