The Handcrafted Bath & Body Guild is pleased to offer a low cost, comprehensive small business insurance package for our members through Intact Insurance, one of Canada’s leading insurance companies.
This policy is 100% Canadian and competitively priced to be simply the best coverage available to our industry in all of North America. Our broker at BrokerLink, with Intact Insurance, have put together a full featured policy to cover nearly any issue we would have*, and includes the $2 million in liability many of us need for markets (with upgrades available), but it doesn’t stop at just liability. The policy details can be viewed on this page.
There is an Insurance FAQ that can be accessed by clicking HERE.
This policy is available to Casual Crafters and Professional Business Members in all Canadian provinces, apart from Quebec
Instead of requiring each Member to apply directly to the insurance company for coverage, we have arranged a Group Policy, which means all you have to do is purchase your policy from the Guild, and the insurance company will issue a Certificate of Insurance to you in approximately one week.
Our Group Policy renews annually on June 2. Your insurance coverage will begin on the day you purchase coverage and expire on June 1st. The purchase price is prorated monthly so that you pay only for the time that you are covered. Prorating does not continue once the premium reaches $200 for $2 million coverage, and $500 for $5 million coverage*.
Our policy starts at $500 for a full 365 days of coverage
Additional coverage is available, including $5 million in liability, the addition of candle maker coverage, and since 2018, the option to also have coverage for Flood, Sewer Backup, Earthquake, Business Interruption, and Equipment Breakdown coverage.
You will only pay a prorated amount during the first year. Your insurance policy will renew on June 2 of each subsequent year, with a full 12 months of coverage.
Please note: Intact Insurance will not refund your premium if you decide to cancel your insurance after purchasing.
Members, please visit the “Purchase Insurance” link in the Members Area.
If you’re not a member, you can Join Us and have immediate access to all member benefits.
If you have any questions about our Insurance, please email our Insurance Coordinator at firstname.lastname@example.org
*Only products that have had a Cosmetic Notification Form acknowledged by Health Canada can be covered in the event of a liability issue. This is a non-refundable policy.