COVERAGE HIGHLIGHTS AS UNDERWRITTEN BY INTACT INSURANCE
COMMERCIAL PACKAGE MASTER POLICY
HANDCRAFTED BATH AND BODY GUILD
- $2,000,000 in coverage for Products Liability and Commercial General Liability, $5,000,000 if you select to upgrade.
- Cyber Liability coverage for Third Party damages due to a Privacy Breach. Example: Stolen credit card information
- $50,000 in contents coverage at premises listed on file
- Edge Package endorsement included for all members (Copy Attached)
- Coverage extensions for property while temporarily away from premises (Farmers Market or Trade Show)
- Program and Non-Profit pricing providing HBBG members with peace of mind at a discounted price point
- Coverage available for members across Canada including Quebec
- Ability to add Additional Insured’s to meet market/exhibit insurance requirements
- Certificate Program which allows Certificates of Insurance to be issued within a week of members signing up
- Underwritten by Intact Insurance, the largest Property & Casualty insurer in Canada
- Brokered by Canada Brokerlink, one of Canada’s largest property & casualty brokers. Managing broker – Tyler Orlecki
Coverage for flood, sewer backup, earthquake, or international sales are not included for this policy (US sales are covered, as long as they do not exceed 25% of your total annual sales). However, new for 2018, Flood, Sewer Backup, Earthquake, Business Interruption, and Equipment Breakdown coverage can be included for an extra charge.